Property & Business Finance
Property & Business Finance

What We Do

ICW Capital specialise in converting unused space in shops, retail units and offices into residential or office use.

Do you own a shop with empty storage above in separate floors? or maybe an office that has vacant space on other floors, if you do, we can help release the dead capital that is locked away in that unused space, allowing you to invest that capital into your business.

We have found that businesses tend to fall into two categories, either they are looking to raise funds for their business by releasing capital locked away in underutilised buildings, or they would like to convert a building but don’t have the funds or specialist know how to complete the project themselves, we can help in both cases.

Raising Funds for Your Business;

1. Sell and Lease Back Whole Premises
As a business, premises lock away a significant amount of capital that could be used to grow your business, we can buy your premises and lease them back to you, thus releasing large amounts of capital for growth and expansion. This can be achieved quickly through our specialist team.
Main advantage: Releases dead capital for investment in the business.
Best suited to: Shop or Offices owned and used completely by your company.

2. Sell and Lease Back Part Premises
Similar to Sell and Lease Back but we buy the premises and you lease back only the part being used for your business.
Main advantage: Releases dead capital for investment in the business and reduces overall liability.
Best suited to: Shop or Offices with upper floors not currently being used for the business.

3. Sell and Immediate Buy Back Part Premises
Similar to Sell and Lease Back Part Premises above but you buy back only the part of the premises you currently use.
Main advantage: Releases dead capital for investment in the business and still own your business premises.
Best suited to: Shop or Offices with upper floors not currently being used for the business.

4. Sell and Buy Back in the Future
Similar to Sell and Immediate Buy Back Part Premises above, you sell the premises, lease it back BUT, you have the option to purchase an agreed part back within a set time frame AND at an agreed price.
If you need cash quickly but want control and options for the future, this gives you just that.
Main advantage: Gives you quick cash flow by releasing dead capital, but gives you options and control in the future.
Best suited to: Any commercial premises.

Partnering to Profit;

5. Exchange Delayed Completion
We can exchange on the property, complete the conversion works required and complete the sale when works are completed, this would allow a higher price to be paid upon completion.
Main advantage: Achieves a higher price on the premises in the long term.
Best suited to: Shop or Offices with upper floors not currently being used for the business and an owner looking for the best price possible.

6. Exchange Delayed Completion with a Deposit Payment
Similar to Exchange Delayed Completion but upon exchange we commit a deposit to the project, this would effect the purchase price but gives the business owner peace of mind to our commitment.
Main advantage: Gives peace of mind to the premises owner that we are committed to the project.
Best suited to: Shop or Offices with upper floors not currently being used for the business and an owner happy to accept less but looking for commitment from ourselves.

7. Assisted Conversion and Sale
Utilise our knowledge and experience for a win win partnership, you bring the property, we bring the know how. We agree terms beforehand to achieve a deal we can both profit from.
Main advantage: No financial commitment from your business but profit from the uplift in value at the end.
Best suited to: Shop or Offices with upper floors not currently being used for the business.

Please contact Ian for an informal chat about how we could help and if it works for you.
0161 818 8587